Category: Mutual Funds

Mutual funds are a type of financial vehicle (special purpose company) which is made up of a pool of money which has been invested by many investors. The investors invest their money in mutual funds so that it can be invested into securities like stocks, bonds, financial instruments and other investment options. Mutual funds give investors acess to a professionally managed, well diversified portfolio. The sharing ration in a mutual fund is proportionally to the amount of investment.

Most mutual funds operate with a specific objective and purpose and thus their investment portfolio reflects the stated objective. Mutual funds are managed by professional fund managers whose job is to invest the funds in the most efficient manner possible to maximize the gains for the investors participating in the fund.

Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds and other securities. Each shareholder, therefore, participates proportionally in the gains or losses of the fund. Mutual funds invest in a vast number of securities, and performance is usually tracked as the change in the total market cap of the fund—derived by the aggregating performance of the underlying investments.

Investors can invest in mutual funds for the short term or the long term, short term gains are low whereas long term gains are high because in the long term the money can be reinvested to produce exponentially increasing returns.

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The White Coat Investor: A Doctor’s Guide To Personal Finance And Investing

The White Coat Investor: A Doctor’s Guide To Personal Finance And Investing

     Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in…

The 12% Solution: Earn A 12% Average Annual Return On Your Money, Beating The S&P 500, Mad Money’s Jim Cramer, And 99% Of All Mutual Fund Managers… By Making 2-4 Trades Per Month

The 12% Solution: Earn A 12% Average Annual Return On Your Money, Beating The S&P 500, Mad Money’s Jim Cramer, And 99% Of All Mutual Fund Managers… By Making 2-4 Trades Per Month

How to make money in stocks?First step: don’t trade stocks. In a radical departure from most investment books, a former day trader demonstrates how a simple asset allocation strategy that ‘adapts’ to changing market conditions has delivered a 12% average annual return over the past 10 years.What does 12% mean?If you’re familiar with investing basics,…