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The 12% Solution: Earn A 12% Average Annual Return On Your Money, Beating The S&P 500, Mad Money’s Jim Cramer, And 99% Of All Mutual Fund Managers… By Making 2-4 Trades Per Month

How to make money in stocks?First step: don’t trade stocks. In a radical departure from most investment books, a former day trader demonstrates how a simple asset allocation strategy that ‘adapts’ to changing market conditions has delivered a 12% average annual return over the past 10 years.What does 12% mean?If you’re familiar with investing basics,…

Mutual Funds Exposed 2nd Edition: What You Don’t Know May Be Hazardous to Your Wealth (Wealth Management)

Mutual funds became popular in the 1920’s as a way for smaller investors to get the benefits of having professional managers creating diversified portfolios. But even from the beginning, mutual funds had structural flaws that created disappointing long-term performance, thereby harming the financial well-being of millions of mutual fund investors. Some of these flaws include…